For all Banks, and Financial Institutions, access to credible, periodic, and granular data are critical for bringing efficiency in credit evaluation and portfolio monitoring. Hence with the adoption of new technologies and digital platforms, access to customer data and intelligent data-based credit decision-making solutions has become a reality.
IRIS CREDIXO, our solution in the digital lending space, is conceptualised to make the insights and intelligence available in a simple & lucid form for consumption. IRIS CREDIXO is architected to plug-in and process multiple data sources, offering you insights for taking quick analytical decisions and making the evaluation and monitoring process efficient and seamless.
1. Account Set Up
This is the on-boarding process where an account for the entity will be setup by IRIS team. Also, an invitation will be sent to the user who will be the first Admin for your entity. . The Admin user will need to complete the sign-up process. The Admin user can invite other users to access the account.
2. User Sign-up
User sign-up and management will be done through the web interface of IRIS Credixo. Users can sign-up themselves by going to IRIS Credixo portal.
3. Get GST data
You can get the GST data once the account is set up and users are assigned. Every request is termed as an ‘Order’. The users can place orders by providing the inputs needed. After processing the order, the dat will be made available.
4. GST data types
GST Data is of two types
- Non-consent data – Includes publicly available data such as taxpayer info, returns filed and filing frequency
- Consent data – the information on supplies, purchases and taxes as reported by taxpayers in their returns. Fetching GST returns data requires consent of taxpayer. OTP is sent to the registered mobile of taxpayer.